:root{--bg:#fff;--ink:#0f172a;--muted:#475569;--line:#e2e8f0;--soft:#f8fafc;--primary:#047857;--primary-dark:#065f46;--accent:#fbbf24;--accent-soft:#fef3c7;--serif:Georgia,"Times New Roman",serif;--sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.7;font-size:17px}h1,h2,h3,h4{font-family:var(--serif);line-height:1.25;margin:0 0 .6em;color:var(--ink)}h1{font-size:2.4rem}h2{font-size:1.7rem;margin-top:1.6em}h3{font-size:1.3rem}a{color:var(--primary);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.container{max-width:1080px;margin:0 auto;padding:0 20px}.prose-narrow{max-width:760px;margin:0 auto}.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}.header-inner{justify-content:space-between;max-width:1080px;margin:0 auto;padding:14px 20px}.brand,.header-inner{display:flex;align-items:center}.brand{gap:10px;font-family:var(--serif);font-weight:700;font-size:1.35rem;color:var(--ink)}.brand:hover{text-decoration:none}.brand-mark{width:36px;height:36px;border-radius:9px;background:var(--primary);color:#fff;display:inline-flex;justify-content:center;font-size:20px;font-family:var(--sans)}.brand-mark,.nav{align-items:center}.nav{display:flex;gap:4px}.nav a{color:var(--ink);padding:8px 12px;border-radius:8px;font-size:.95rem;font-weight:500}.nav a:hover{background:var(--soft);text-decoration:none}.nav a.cta{background:var(--primary);color:#fff;font-weight:700}.nav a.cta:hover{background:var(--primary-dark)}.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-size:1.1rem;cursor:pointer}.hero{background:var(--soft);border-bottom:1px solid var(--line);padding:64px 0 56px}.hero h1{font-size:2.9rem;margin-bottom:.4em}.hero p.lead{font-size:1.2rem;color:var(--muted);max-width:640px}.hero-cta{display:flex;gap:12px;margin-top:24px;flex-wrap:wrap}.btn{display:inline-block;background:var(--primary);color:#fff;font-weight:700;padding:12px 26px;border-radius:10px;font-size:1rem;border:0;cursor:pointer}.btn:hover{background:var(--primary-dark);text-decoration:none;color:#fff}.btn-amber{background:var(--accent);color:#0f172a}.btn-amber:hover{background:#f59e0b;color:#0f172a}.btn-outline{background:#fff;color:var(--primary);border:2px solid var(--primary)}.btn-outline:hover{background:var(--soft);color:var(--primary-dark);text-decoration:none}.grid{display:grid;grid-gap:20px;gap:20px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff;display:flex;flex-direction:column;gap:10px}.card h3{margin:0;font-size:1.2rem}.card 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#bfdbfe}.callout strong{display:block;margin-bottom:4px}.disclosure-box{background:var(--soft);border:1px dashed var(--line);border-radius:10px;padding:12px 16px;font-size:.85rem;color:var(--muted);margin:18px 0}.verdict{background:var(--soft);border:2px solid var(--primary);border-radius:14px;padding:24px;margin:28px 0}.verdict h3{margin-top:0;color:var(--primary-dark)}.pc{display:grid;grid-template-columns:1fr 1fr;grid-gap:20px;gap:20px;margin:18px 0}.pc ul{margin:0;padding-left:20px}.pc li{margin-bottom:6px}.pc .pros h4{color:var(--primary-dark);margin:0 0 8px}.pc .cons h4{color:#b91c1c;margin:0 0 8px}.toc{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin:20px 0}.toc h4{margin:0 0 8px;font-family:var(--sans);font-size:1rem}.toc ol{margin:0;padding-left:20px}.toc li{margin:4px 0;font-size:.95rem}.article-body{font-size:1.06rem}.article-body h2{padding-top:12px;border-top:1px solid var(--line)}.article-body h2:first-child{border-top:0;padding-top:0}.article-body table{width:100%;border-collapse:collapse;margin:18px 0;font-size:.95rem}.article-body td,.article-body th{border:1px solid var(--line);padding:10px 12px;text-align:left}.article-body th{background:var(--soft)}.article-body blockquote{border-left:4px solid var(--primary);margin:18px 0;padding:10px 18px;background:var(--soft);border-radius:0 10px 10px 0}.breadcrumbs{font-size:.88rem;color:var(--muted);margin:18px 0}.author-box{gap:16px;border:1px solid var(--line);border-radius:12px;padding:18px;margin:30px 0;background:var(--soft)}.author-avatar,.author-box{display:flex;align-items:center}.author-avatar{width:64px;height:64px;border-radius:50%;background:var(--primary);color:#fff;justify-content:center;font-size:26px;font-weight:700;flex-shrink:0}.faq details{border:1px solid var(--line);border-radius:10px;margin-bottom:10px;padding:14px 18px;background:#fff}.faq summary{font-weight:700;cursor:pointer;font-family:var(--serif);font-size:1.05rem}.chips{display:flex;gap:8px;flex-wrap:wrap;margin:16px 0}.chip{border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 16px;font-size:.9rem;cursor:pointer}.chip.active,.chip:hover{background:var(--primary);color:#fff;border-color:var(--primary)}.site-footer{background:var(--ink);color:#cbd5e1;margin-top:70px;padding:48px 0 24px}.site-footer a{color:#e2e8f0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;grid-gap:28px;gap:28px;max-width:1080px;margin:0 auto;padding:0 20px}.footer-grid h4{color:#fff;font-family:var(--sans);font-size:1rem;margin-bottom:12px}.footer-grid ul{list-style:none;margin:0;padding:0}.footer-grid li{margin-bottom:8px;font-size:.92rem}.footer-bottom{max-width:1080px;margin:32px auto 0;padding:18px 20px 0;border-top:1px solid #334155;font-size:.82rem;color:#94a3b8}.form-field{margin-bottom:16px}.form-field label{display:block;font-weight:600;margin-bottom:6px}.form-field input,.form-field select,.form-field textarea{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;font-size:1rem;font-family:var(--sans)}.section{padding:48px 0}.section h2.section-title{font-size:2rem;margin-bottom:8px}.section .sub{color:var(--muted);margin-bottom:26px}@media (max-width:860px){.grid-2,.grid-3,.pc{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}h1{font-size:1.9rem}.hero h1{font-size:2.1rem}.nav{display:none;position:absolute;top:100%;right:0;left:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 18px;border-bottom:1px solid var(--line)}.nav.open{display:flex}.menu-btn{display:block}.site-header{position:-webkit-sticky;position:sticky}}@media (max-width:560px){.footer-grid{grid-template-columns:1fr}}